Manoj
Profile Summary
Self motivated in banking professional with an 1 year of experience in financial services. My expertise includes loan origination, loan processing, underwriting and closing, as well as my ability to develop and maintain a strong support with customers. I am a highly organized and detail- oriented individual who possesses strong communication and interpersonal skills. I am confident in my ability to drive loan volume, quality, and customer satisfaction.
Professional Skills
- Operations Management
Work Experience
IDFC FIRST BHARAT PRIVATE LIMITED
• Underwriting loans for customers
• Reviewing loan applications for accuracy and completeness
• Processing loan documents, such as title documents and loan applications
• Analyzing credit reports and evaluating credit applications
• Verifying financial information and ensuring compliance with laws and regulations
• Reviewing loan agreements and ensuring they meet applicable laws and regulations
• Contacting clients to discuss payments and payment plans
• Maintaining records of loan activities and updates
• Handling customer inquiries and complaints
• To calculate DBR calculation
• Move the documents to BCM tray
• Monitored customer accounts to identify any changes in credit risk or collateral value
• Ensured quality standards and customer satisfaction through efficient and effective service
RADIAN FINSERV PRIVATE LIMITED
• Underwriting the case based on ABB value (5000 to 40000)
• Based on ABB value loan amount ticket size will be differ (1L to 10L)
• Need to analysis Business stability, Business proof, Business Income based on ITR and GST
• DBR value will be 60% has per my policy
GOSREE FINANCE LIMITED
- Vintage stability 3 years profile ( msme/ gst/ professional tax)
- Underwriting based on DTI and Case flow (past 6month statement)
Education
- BE [Mechanical Engineering]
Known Languages
- English - Read | Write | Speak - Advanced
- Tamil - Read | Write | Speak - Native
Personal Details
- Date of Birth
- 07 Apr 1994
- Nationality
- India
- Country of Residence
- India
- Marital Status
- Married
- Religion
- Hindu