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Manoj

Operations Manager | Finance

Reference No: MILDCV-360210

Email: j.manojmechsg@gmail.com

Address: Bhavani, Tamil Nadu, India

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Profile Summary

Self motivated in banking professional with an 1 year of experience in financial services. My expertise includes loan origination, loan processing, underwriting and closing, as well as my ability to develop and maintain a strong support with customers. I am a highly organized and detail- oriented individual who possesses strong communication and interpersonal skills. I am confident in my ability to drive loan volume, quality, and customer satisfaction.

Professional Skills

Operations Management

Work Experience

Relationship Manager MEL- Micro Enterprises Loan

IDFC FIRST BHARAT PRIVATE LIMITED | Bhavani

Mar 2024 - Oct 2024

• Underwriting loans for customers

• Reviewing loan applications for accuracy and completeness

• Processing loan documents, such as title documents and loan applications

• Analyzing credit reports and evaluating credit applications

• Verifying financial information and ensuring compliance with laws and regulations

• Reviewing loan agreements and ensuring they meet applicable laws and regulations

• Contacting clients to discuss payments and payment plans

• Maintaining records of loan activities and updates

• Handling customer inquiries and complaints

• To calculate DBR calculation

• Move the documents to BCM tray

• Monitored customer accounts to identify any changes in credit risk or collateral value

• Ensured quality standards and customer satisfaction through efficient and effective service

Relationship Manager MSME Profile (Unsecured Loan)

RADIAN FINSERV PRIVATE LIMITED | Erode

Nov 2024 - May 2025

• Underwriting the case based on ABB value (5000 to 40000)

• Based on ABB value loan amount ticket size will be differ (1L to 10L)

• Need to analysis Business stability, Business proof, Business Income based on ITR and GST

• DBR value will be 60% has per my policy

Sales Executive MSME Profile (Unsecured Loan)

GOSREE FINANCE LIMITED | Erode

May 2025 - Apr 2026

Vintage stability 3 years profile ( msme/ gst/ professional tax)
Underwriting based on DTI and Case flow (past 6month statement)

Education

BE [Mechanical Engineering]

Excel college of engineering | Erode

2012 - 2016

Known Languages

Language	Read	Write	Speak	Level
English	Yes	Yes	Yes	Advanced
Tamil	Yes	Yes	Yes	Native

Personal Details

Date of Birth: 07 Apr 1994	Nationality: India
Country: India	Marital Status: Married
Religion: Hindu